Summary
Our clients, a couple running their own longstanding business, wanted to purchase a residential investment property through their self-managed superannuation fund.
New rules commencing on 10 August 2026 would restrict SMSFs from using limited recourse borrowing arrangements to acquire residential property. To proceed under the existing provisions, our clients needed to exchange a binding contract before the deadline.
The Brief
- A well-located investment apartment
- Strong long-term rental appeal
- One bedroom and secure parking
- A purchase within their established budget
- Contract exchange before 10 August 2026
Our Approach
With a very limited timeframe, we commenced a focused search and assessed suitable properties against the clients’ investment criteria.
We prioritised quality, location, access to off market properties, and value while coordinating the required due diligence to ensure the clients could proceed confidently and without unnecessary delays.
The Property
We identified a well-positioned investment apartment in Neutral Bay featuring:
- One bedroom
- One bathroom
- One car space
- Convenient access to local amenities and transport
- Strong appeal within an established Lower North Shore market
The Result
Within just 16 days of the clients signing with us, we secured the property within their budget.
Most importantly, contracts were exchanged before the 10 August 2026 deadline, enabling the clients to complete their intended SMSF residential property purchase under the transitional arrangements.
A highly satisfying outcome achieved through a clear strategy, responsive due diligence and decisive action.
By Dan Grantham
