Summary
For many buyers in 2025—especially first home buyers and self-employed professionals—the question isn’t can I buy property? It’s should I buy where I live, or invest first and rent where I want to be?
Rentvesting continues to be a practical strategy in today’s market, especially with rising living costs, competitive property market, and lifestyle priorities at the front of mind.
What Is Rentvesting and Why Does It Work in 2025?
Rentvesting means buying an investment property in an area you can afford, while continuing to rent in the area you want to live in.
It’s not a new concept, but in 2025, the appeal is stronger than ever:
You can live in a higher-priced suburb with lower day-to-day costs
Leases can be locked in for 12–24 months, offering stability without the full ownership commitment
You’re still building equity and entering the property market—but on your terms
Financial Benefits of Rentvesting
Tax benefits: Holding the property as an investment gives access to negative gearing and other deductions—especially valuable for higher-income earners
Flexibility to move in later: If your situation changes, you can move into the property down the track
Business benefit for the self-employed: If you own a business and work from home, part of your rent may be claimable as a home office expense—as long as you can demonstrate that space is genuinely used for work
Lifestyle + Investment = Balance
Sydney’s lifestyle suburbs—whether that’s coastal pockets like Manly and Bondi or inner-city hubs like Newtown or Surry Hills—can be out of reach for many wanting to purchase a home to live in.
But renting in those areas while investing in growth suburbs gives you the best of both worlds:
A strong investment to build wealth & home base that suits your current lifestyle
How We Help Rentvestors at Grantham Buyers Agents
Our job is to match the strategy to your life stage—not the other way around. For rentvestors, we:
Identify investment-grade properties with strong yield and growth
Help you structure the purchase with your accountant or broker
Source off-market or under-the-radar opportunities Provide ongoing support post-settlement if you later choose to move in, renovate or sell
